Census Bureau Reports Decline in Employment-Based Insurance
Feb. 28—The rate of employment-based health insurance coverage declined from 64.4 percent in 1997 to 56.5 percent in 2010, according to the U.S. Census Bureau report, Employment-Based Health Insurance: 2010.
Among employed individuals, employment-based coverage declined from 76.0 percent in 1997 to 70.2 percent in 2010. During that time period, the employment-based coverage rate for those not in the labor force declined from 45.4 percent to 38.6 percent and for unemployed individuals declined from 33.5 percent to 30.8 percent. Individuals not in the labor force are people without jobs who are not currently looking for work, while unemployed individuals are people without jobs who are actively seeking employment.
During the same period, the rate of employed individuals without coverage increased from 14.7 percent to 18.0 percent, and the rate for those not in the labor force increased from 12.4 percent to 14.4 percent. A higher proportion of unemployed individuals were uninsured in 2010 (46.2 percent) than in 2005 (39.8 percent) and 2002 (43.1 percent).
The two most common reasons among workers who chose not to obtain health insurance coverage through their employer were health insurance obtained through another source (66.4 percent) and cost (27.4 percent).
Publication Date: Thursday, February 28, 2013