Young Adults Covered by ACA Mandate Make More Healthcare Claims
April 15—Young adults who qualified for coverage on their parents’ employer-provided insurance plans under healthcare reform used more inpatient services than young adults who had their own coverage, research from the Employee Benefits Research Institute (EBRI) indicates.
The study group also was more likely to incur claims related to mental health, substance abuse, and pregnancy, the research showed.
EBRI examined the impact of the adult-dependent mandate (ADM) provision in the Affordable Care Act on total spending, average spending, out-of-pocket costs, and use of healthcare services on one large national employer. The employer covered more than 200,000 individuals (workers and their dependents) in 2010 and 2011, and use of healthcare services amounted to more than $1 billion in each of those years.
The ADM group used an average of $2,866 in 2011, 15 percent higher than the comparison group, which used $2,472 on average.
Publication Date: Monday, April 15, 2013