Sample Federal Marketplace Premiums Released
Oct. 2—Amid glitches in enrollment on the federally and state-run health insurance marketplaces, federal officials released a sampling of premium rates for the exchanges they are operating.
Premium rates for six categories of applicants to the 34 health insurance marketplaces, also known as exchanges, operated in part or in whole by the federal government were posted on healthcare.gov, which is the central application site for those marketplaces.
The tables listed all health plans available in those states for a single 27-year-old adult, a 50-year-old adult, a family of two 30-year-old adults and two children, a family of one 30-year-old adult and two children, a 40-year-old couple, and one child of any age.
The tables do not include the plans’ differences in out-of-pocket costs for applicants, such as their deductibles, copayments or coinsurance.
The information was released in the wake of reports that the federal and state marketplace websites have experienced widespread crashes or other technical problems since their enrollment launch early on Oct. 1. The new data appear aimed at helping to inform the public about plan options, despite those website problems.
“This tool allows you to survey plans and prices outside the Marketplace application,” said a description on healthcare.gov.
The listed rates are likely to differ from final rates offered through the marketplaces, however, because they do not include subsidies—based on income and household size—that many applicants are expected to receive. They also may differ based on smoking status.
Publication Date: Wednesday, October 02, 2013