People enrolled in consumer-directed health plans (CDHP) are more likely to budget for healthcare costs and participate in health and wellness programs, according to new survey results presented by the Blue Cross and Blue Shield Association (BCBSA) at the Consumer Driven Healthcare Summit in Washington, D.C.
The industry-wide BCBSA 2008 "CDHP Member Experience Survey" also found that CDHP enrollees are 30 percent more likely to track their health expenses than those in more traditional health insurance plans and 27 percent more likely to ask their doctors about the cost of treatment.
When it comes to health and wellness, CDHP enrollees appear more engaged and proactive in preventive health measures. The survey found they are slightly more likely to have regular checkups, physicals, and preventive screenings than non-CDHP enrollees. CDHP consumers also are more likely than people in traditional health plans to participate in health and wellness programs, including disease management, health coaching, nutrition and diet, smoking cessation, stress management, and exercise.
