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Commercial Insurance Plans

Concerns raised over copay-only plans

Fast-growing copay-only health plans can have adverse financial effects for health systems, an adviser warned. Health system CFOs have told Mike Ruiz, senior director, financial transformation advisory services at Premier, that the requirements around the use of copay-only plans have left a growing number of patients with uncovered bills that are turning into bad debt.…

By Rich Daly May 19, 2026

Unpaid medical bills rise as patients pay less out-of-pocket

Out-of-pocket payments by commercially insured patients have decreased in recent years, with the mean repayment rate decreasing from 54% in pre-pandemic years to 46% by 2023, according to a study in JAMA Health Forum.

By Rich Daly August 25, 2025
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