Terms of Use

These Terms of Use and Security Policies (“Terms of Use“) are issued on behalf of Healthcare Financial Management Association(“HFMA“) and its affiliates, so the terms “HFMA Organizations“, “we“, “us” and “our” mean, collectively, HFMA and Healthcare Financial Management Educational Foundation, (collectively, the “HFMA“). 

By accessing or using a HFMA Organization website (www.hfma.org,)  you agree to comply with and be bound by these Terms of Use.  Please read these Terms of Use carefully, as well as HFMA’s Privacy Policy, which is incorporated by this reference. If you do not agree with these Terms of Use, you must immediately terminate use of the HFMA website. 

Right to Access and Restrictions

You are granted a personal, revocable, limited, non-exclusive, non-transferable license to access and use the HFMA website conditioned on your continued acceptance of, and compliance with, these Terms of Use.  HFMA reserves the right to bar, restrict or suspend any user’s access to the HFMA website, and/or to terminate this license at any time for any reason. HFMA reserves any rights not explicitly granted in these Terms of Use.  Unless otherwise expressly stated in these Terms of Use or you receive HFMA’s prior written consent, you may not modify, translate, create derivative works of, copy, distribute, market, display, remove or alter any proprietary notices or labels from, lease, sell, sublicense, clone, transfer, decompile, reverse engineer, or incorporate into any information retrieval system (electronic or mechanical), the HFMA website, any HFMA Content (as defined below), or any portion thereof. Further, you may not: (a) use the HFMA website for any unauthorized or illegal purpose or activity including, any activity to obtain or attempt to obtain unauthorized access to the HFMA website, including HFMA Content; (b) interfere with the proper working of the HFMA website including the transmission of any virus, worm, trap door, back door, timer, clock, Trojan horse, or other limiting routine, instruction or design; or (c) interfere with any other person’s use and enjoyment of the HFMA website. 

Personal Login Information

Certain features and areas of the HFMA website are available only with registration, login and/or a paid membership. If you are required to register and select a unique login and password (“Personal Login Information“), you must keep your Personal Login Information confidential. Your Personal Login Information is personal to you and you may not allow any third party to use it under any circumstances. None of the HFMA Organizations are liable for any harm caused by or related to the theft, misappropriation, disclosure, or unauthorized use of your Personal Login Information. You must contact HFMA immediately if you become aware of or believe there is or may have been any unauthorized use of your Personal Login Information, or otherwise wish to deactivate your Personal Login Information due to security concerns. 

Proprietary Rights

The content of the HFMA website includes: (a) trademarks, service marks, logos, brands, and brand names, trade dress and trade names and other distinctive identification of the HFMA Organizations (collectively “HFMA Marks“); and (b) information, data, materials, interfaces, computer code, databases, products, services, software applications and tools, text, images, photographs, audio and video material, and artwork; and (c) the design, structure, selection, compilation, assembly, coordination, expression, functionalities, applications, look and feel, and arrangement of any content contained in or available through the HFMA website (the items identified in subsections (a), (b) and (c) shall be collectively referred to herein as “HFMA Content“). HFMA Content is the property of the applicable HFMA Organization, their licensors, sponsors, partners, advertisers, content providers or other third parties and is protected by law, including United States copyright, trade secret, patent, and trademark law, as well as other state, national and international laws, treaties, and regulations. The reproduction, transmission, distribution, sale, publication, broadcast, circulation, or dissemination of any HFMA Content by you, or by you through any other person or entity, is prohibited unless express written consent is separately obtained from the applicable HFMA Organization or the owner of such content if a HFMA Organization is not the owner, as applicable. Any use of the HFMA Marks without HFMA’s express written consent is strictly prohibited. You may not alter, delete, obscure or conceal any copyright or other notices appearing in the HFMA Content, including any such notices appearing on any HFMA Content you are permitted to download, transmit, display, print, or reproduce from the HFMA website. 

Third Party Information

The HFMA website may feature materials, information, products, and services provided by third parties. Any such information, including articles, press clippings, opinions, advice, statements, services, offers or other information made available by third parties such as content providers and other users of the HFMA website are those of the respective third party and not of any HFMA Organization. None of the HFMA Organizations make any representation with respect to, nor do they guarantee or endorse, the quality, non-infringement, accuracy, completeness, timeliness, or reliability of such third-party materials, information, services or products. 


The HFMA website may contain advertisements of third parties. The inclusion of advertisements on the HFMA website does not imply endorsement of the advertised products or services by any HFMA Organization. The HFMA Organizations shall not be responsible for any loss or damage of any kind incurred as a result of the presence of such advertisements on the HFMA website.  Further, none of the HFMA Organizations shall be responsible or liable for the statements or conduct of any third-party advertiser appearing on the HFMA website. You shall be solely responsible for any correspondence or transactions you have with any third-party advertiser. 

Links to Third Party Websites

The HFMA website may provide links to other sites on the Internet. These other sites are maintained by third parties over whom the HFMA Organizations exercise no control. The appearance of any such third-party links is not intended to and does not constitute an endorsement by any HFMA Organization of any particular company or product. If you decide to access any of the third-party sites linked to the HFMA website, you do so entirely at your own risk. 


The HFMA website is provided “AS IS” and “AS AVAILABLE.”   None of the HFMA Organizations and none of the  employees, officers or trustees, agents, representatives, suppliers, advertisers, promotional partners or licensors of the HFMA Organizations (collectively “HFMA Parties“) provide any express or implied representation or warranty of any kind, including without limitation, any representation or warranty that: (a) the HFMA website or HFMA Content, or any results that may be obtained by you, are complete, accurate, reliable or non-infringing; (b) access to the HFMA website will be uninterrupted, timely, secure, or error free; (c) the quality of any products, services, information or other material purchased or obtained by you through the HFMA website will meet your expectations; or (d) HFMA Content will remain unchanged or accessible on the HFMA website. All warranties, express or implied, are disclaimed to the fullest extent permitted by law, including any warranty of merchantability, fitness for a particular purpose and/or non-infringement of intellectual property. 

Information We May Collect and How We May Use and Distribute Your Information

For information about the HFMA Organizations’ collection, use and disclosure of your personal information, please read the HFMA Privacy Policy, which is incorporated into and made a part of these Terms of Use. 

User Obligations

You warrant that you will abide by all applicable local, state, national and international laws and regulations with respect to your use of the HFMA website and not interfere with the use and enjoyment of the HFMA website by other users or with the HFMA’s operation and management of the HFMA website. You will, at all times, provide true, accurate, current, authorized, and complete information when submitting information or materials on the HFMA website, including, without limitation, information required to be provided through a HFMA registration form. If any false, inaccurate, untrue, unauthorized or incomplete information is submitted by you, HFMA reserves the right to terminate your access to and use of the HFMA website. You warrant that you will not impersonate any other person or entity, whether actual or fictitious, when using the HFMA website, or defame or otherwise harm any party, including the HFMA Organizations, through your use of the HFMA website. 

User-Generated Content

The HFMA Organizations do not claim ownership of content that you post on or through the HFMA website, such as comments or posts that you submit on forums, blogs, or other websites (“User-Generated Content “). You acknowledge that you alone are fully responsible for the User-Generated Content you submit and that you own or have the rights to use the User-Generated Content. You agree that by submitting the User-Generated Content, you hereby grant to the HFMA Organizations a perpetual, non-exclusive, fully paid and royalty-free, transferable, sublicensable, worldwide license to use, download, duplicate, display, distribute, modify and create derivative works of the User-Generated Content, subject to the HFMA Organizations’ Privacy Policy. 


HFMA has implemented safeguards designed to protect the integrity, security and confidentiality of your personal information from unauthorized use or disclosure. HFMA employs a secure socket layer (SSL) security protocol, which is a standard industry tool used to provide data encryption on pages and areas where personal data is collected. SSL is designed to protect the personal information transmitted from your computer to HFMA, allowing for safe transmission of personal and financial information over the Internet. Personal email is not a part of SSL encryption. 

HFMA has implemented safeguards designed to protect the integrity, security and confidentiality of your personal information from unauthorized use or disclosure.  Access to personal information is limited to select personnel.   

Please note, however, that no transmission over the Internet is completely secure or error-free and that the safeguards and controls utilized and maintained by us may be subject to compromise. 

International visitors

HFMA is located in the United States (state of Illinois). If you are providing personally identifiable information and are not a resident of the United States, your country’s laws governing data collection and use may differ from those in the United States, in particular, the U.S. may not provide the same level of protections as those in your own country. By providing information to HFMA, you are transferring your personal data to the United States, and you consent to the transfer to, retention of and processing of your data in the United States.  

California privacy rights

California Civil Code Section § 1798.83 permits users of our website who are California residents to request certain information regarding our disclosure of personal information to third parties for their direct marketing purposes. To make such a request, please send an email to [email protected] or write us at: Member Services, 3 Westbrook Corporate Center, Suite 600, Westchester, IL 60154-5732. 

Notice to Minors

HFMA does not believe its sites are appealing to children, nor are they directed to children under 13. HFMA does not knowingly collect personally identifiable data from persons under the age of 13, and strives to comply with the provisions of COPPA (The Children’s Online Privacy Protection Act). If you are a parent of a child under 13, and you believe that your child has provided us with information about him or herself, please contact us at [email protected]

Limitation of Liability

THE HFMA ORGANIZATIONS SHALL NOT BE LIABLE, AND DISCLAIM ANY LIABILITY, FOR ANY CLAIM, LOSS OR DAMAGE, DIRECT OR INDIRECT, INCLUDING, WITHOUT LIMITATION, COMPENSATORY, CONSEQUENTIAL, INCIDENTAL, INDIRECT, SPECIAL, EXEMPLARY OR PUNITIVE DAMAGES OF ANY KIND WHATSOEVER IN CONNECTION WITH OR ARISING OUT OF ANY MATTER RELATING TO THESE TERMS OF USE, THE HFMA WEBSITE OR HFMA CONTENT. In the event you are dissatisfied with, or dispute, these Terms of Use, the HFMA website and/or the HFMA Content, your sole right and exclusive remedy is to terminate your use of the HFMA website, even if that right or remedy is deemed to fail of its essential purpose. You confirm that the HFMA has no other obligation, liability or responsibility to you or any other party. 

Changes to the Terms of Use

The HFMA Organizations reserve the right to revise these Terms of Use at any time in its sole discretion by posting revised Terms of Use to the HFMA website.  Your use of the HFMA website signifies your acceptance of all the terms and conditions contained within the Terms of Use posted at the time of your use.  You will be responsible for regularly reviewing the Terms of Use posted to the HFMA website. 

Governing Law; Jurisdiction

These Terms of Use and all matters regarding your use of the HFMA website shall be governed by, construed and enforced only in accordance with the laws of the state of Illinois (excluding any conflict of laws provisions that would refer to and apply the substantive laws of another jurisdiction).  Any suit or proceeding relating to the Agreement shall be brought only in the federal or state courts located in the Cook County, Illinois.  THE PARTIES EACH CONSENT TO THE SOLE AND EXCLUSIVE PERSONAL JURISDICTION AND VENUE OF THE STATE AND FEDERAL COURTS LOCATED IN THE COOK COUNTY, ILLINOIS.  

Contacting HFMA

We welcome your comments, suggestions, or questions about these Terms of Use. We also welcome members’ requests to elect not to receive certain forms of communication from HFMA or a third party. 

Please contact us: 

By email at:  [email protected] 

Address:  2001 Butterfield Lane, Suite 1500, Downers Grove, Illinois, 60515 USA


All logos and trademarks of third parties referenced on hfma.org are the trademarks and logos of their respective owners. Any inclusion of such trademarks or logos does not imply or constitute any approval, endorsement or sponsorship of HFMA by such owners.